Welcome to Stilch.com. When you use our service, you are agreeing to these Terms of Service so please read them carefully and thoroughly.

The Terms of Service, Privacy Policy and your subscription plan encompass the entire agreement between you and Stilch.com.

Agreement between User and Stilch.com

Your use of Stilch.com’s services and website is subject to the terms of a legal agreement between you and us. Stilch.com is comprised of various web pages operated by Stilch.com.

Stilch.com is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of Stilch.com constitutes your agreement to all such terms, conditions and notices.

Modification of Terms of Service

We reserve the right to change the terms, conditions and notices under which Stilch.com is offered. If you continue to use the Services after changes are made, you agree to be bound by the updated Terms. You will always find the most current Terms on Stilch.com. You are responsible for regularly reviewing these terms and conditions. Your Services cannot be transferred to someone else.

Products & Services

Our products and services are in the form of one-time purchases or billed on a recurring basis depending on the subscription chosen. Billing format is clearly stated during the purchase process and via confirmation email when purchase is complete. Any subscriptions purchased on an auto-renew plan will be billed on a recurring basis unless you cancel them.

Any subscription that includes a free trial will not be billed until the free trial is complete. The subscription may be cancelled at any time during the free trial in order to avoid any payment to Stilch.com. The Terms and charges in market will apply. Any promotions offered for free or at a discounted rate will not automatically be renewed after the trial period or your initial service period ends.

You require a valid credit card to have your payment processed for your subscription or pass. Your full name, address, and valid credit card are required, and you automatically authorize Stilch.com to charge subscription charges through your account to your credit card unless you cancel them.

Service Fees and Charges

You are solely responsible for all charges on your account. You are also responsible for anyone who uses your Services. You are responsible for protecting the security of any usernames or passwords relating to your account so that others do not gain unauthorized access to your Services or account. You are responsible for ensuring your account information is up to date.

Stilch.com may modify subscription rates, service charges and fees at any time at our sole discretion.

Payment and Pricing

Age Restrictions

You must be 21 years or older to register or subscribe to Stilch.com.

Discounts and Refund Policy

There are a few instances in which users may qualify for Discounts, Free Trials or Refund credits on some products. Some of those are set forth by rules in these Terms. You are purchasing access to analysis based upon proprietary software and information. Products and subscriptions are NON-REFUNDABLE and ALL SALES ARE FINAL based on rules within these Terms. No product or analysis comes with warranty or guarantee.

From time to time Stilch may offer guarantees for promotional purposes. Any, and all, guarantees will be clearly stated and are subject to our Terms. Guarantees may be offered as “free days” or “refunds”. Free Days, when entitled, are automatically added to your subscription when it expires. Refunds are processed at the end of the guarantee period and are provided as account credit to be used against future purchases. Under no circumstances are refunds granted prior to the end of the guarantee period.

Unlawful or Prohibited Use

As a condition of your use of Stilch.com, you warrant to us that you will not use Stilch.com for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use Stilch.com in any manner which could damage, disable, overburden, or impair Stilch.com or interfere with any other party’s use and enjoyment of Stilch.com. You may not disseminate, attempt to disseminate, obtain or attempt to obtain any information through any means not intentionally made available or provided for through your subscription to Stilch.com. YOU ARE NOT AUTHORIZED TO RE-SELL OR RE-DISTRIBUTE OUR PAID SUBSCRIPTION PICKS UNDER ANY CIRCUMSTANCES.  You may not rebroadcast, reproduce or retransmit any part of the information expressly available to you through your subscription agreement with Stilch.com. This includes the sharing of login information with other parties. To protect this information, Stilch.com PROHIBITS THE USE OF MULTIPLE ACCOUNTS. If a user is found to be using multiple accounts, Stilch.com reserves the right to terminate one or all of the accounts without notice.

Privacy

For information about our privacy practices, please read our Privacy Policy.

This policy explains how we treat your personal information and the critical information of your business. You agree to the use of your data in accordance with our privacy policy.

Use of Communication

Stilch.com contains a Customer Support service to provide open communication between administration and user. You agree that when using this site, you will not violate any federal, state or local laws in any manner.

We reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in our sole discretion.

Account Termination

We reserve the right to immediately terminate your use of, or access to, this site at any time if we decide at our sole discretion that you have breached this agreement or any relevant law, rule or regulation or you have engaged in conduct that we consider to be inappropriate or unacceptable. If you want to terminate your legal agreement with us, you may do so through your account on Stilch.com. Termination of an account by either party may, yet is not obligated to, result in a cash refund of remaining site credits and unused or unfulfilled products.

Passwords

You agree and understand that you are responsible for maintaining the confidentiality of passwords associated with any account you use to access Stilch.com. Accordingly, you agree that you will be solely responsible to Stilch.com for all activities that occur under your account. If you become aware of any unauthorized use of your password or of your account, you agree to notify Stilch.com immediately and to update your password on your account.

Outbound Links to other sites

We may have links to third party websites that are not operated or owned by us. We do not assume responsibility or liability, directly or indirectly for any damage or loss caused by or in connection with the use of these sites or their services. You agree and understand that you are responsible for all third-party web sites and services you subscribe to.

Warranties, Indemnity and Limitation of Liabilities

THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES INCLUDED IN OR AVAILABLE THROUGH STILCH.COM MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. STILCH.COM MAY MAKE IMPROVEMENTS AND/OR CHANGES IN STILCH.COM AT ANY TIME. WHILE STILCH.COM IS DEDICATED TO PROVIDING THE BEST PRODUCTS, ADVICE RECEIVED VIA STILCH.COM SHOULD NOT BE SOLELY RELIED UPON FOR PERSONAL, LEGAL OR FINANCIAL DECISIONS. YOU ALONE ARE RESPONSIBLE FOR THE PERSONAL, LEGAL OR FINANCIAL DECISIONS THAT YOU MAKE.

STILCH.COM MAKES NO SPECIFIC REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON STILCH.COM FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.

STILCH.COM HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL STILCH.COM BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF STILCH.COM, WITH THE DELAY OR INABILITY TO USE Stilch.com OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH STILCH.COM, OR OTHERWISE ARISING OUT OF THE USE OF STILCH.COM.

BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

AFTER CONTACTING CUSTOMER SUPPORT, IF YOU ARE STILL DISSATISFIED WITH ANY PORTION OF STILCH.COM, OR WITH ANY OF THESE TERMS OF SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING STILCH.COM.

Governing Law

These Terms shall be governed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. These Terms establish the entire agreement between us regarding our Service and supersede and replace any previous agreements we might have had between us regarding the Service. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Contact Us

If you need to contact us, please email us at info@stilch.com

These Terms were last updated on 10-22-21.